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EV Charging Cost Calculator

Calculate EV charging cost from monthly mileage, vehicle efficiency, home and public electricity tariffs, charger efficiency, and optional petrol comparison.

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EV charging cost planner Estimate home EV charging cost, away charging, cost per 100 miles or kilometres, and the petrol break-even point from your own tariff and efficiency assumptions.

Distance unit

Driving and efficiency
Charging mix and tariffs
Petrol comparison and break-even tariff

Estimated charging cost

£103.89

Monthly total for 1,000 mi, with 80% charged at home and the rest at the away/public tariff.

Annual charging cost
£1,246.67/yr
Cost per 100 mi
£10.39
Wall energy per month
277.78 kWh
Blended cost per mi
£0.104/mi
Home charging£62.22/mo
Away/public charging£41.67/mo
Battery energy250.00 kWh/mo
Charging losses included27.78 kWh/mo

Tariff scenarios

All miles at home tariff

£77.78/mo

£0.280/kWh - £0.078/mi - Shows what the same mileage costs if every mile is replenished at your home rate.

Half-price off-peak tariff

£38.89/mo

£0.140/kWh - £0.039/mi - Useful for testing whether an overnight EV tariff would materially change running cost.

All miles at away/public tariff

£208.33/mo

£0.750/kWh - £0.208/mi - Shows the penalty if the same mileage is mostly rapid, workplace, or destination charging.

How to read the result The blended cost per mile is the best quick comparison figure. Home charging dominates the saving when your public or rapid charging tariff is much higher than your overnight home rate.
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Electric Vehicles

EV charging cost calculator: home, public, per-mile, and petrol comparison

An EV home charging cost calculator estimates the electricity cost of charging an electric vehicle at home from monthly mileage, vehicle efficiency, electricity tariff, and charger efficiency.

How home EV charging cost is calculated

The energy needed at the battery equals miles driven divided by the vehicle's efficiency in miles per kWh. The energy drawn from the wall is slightly higher because of losses in the charger and cable, typically 5-15%. Multiplying wall energy by the electricity unit rate gives the charging cost.

Home charging typically costs significantly less per mile than public rapid charging. Most drivers charge overnight on a standard tariff or a dedicated off-peak EV tariff, which can reduce running costs further.

This calculator keeps the wall-energy step visible because it is the number you actually pay for on the electricity bill. If the car uses 250 kWh at the battery in a month and the charging setup is 90% efficient, the wall draw is about 278 kWh before the tariff is applied.

kWh at battery = Miles / Efficiency (mi/kWh)

Energy consumed by the vehicle for the miles driven.

kWh from wall = kWh at battery / Charger efficiency

Actual electricity drawn, accounting for charger losses.

Charging cost = kWh from wall x Electricity tariff

Total cost in your local currency. This is the specific relationship the calculator applies when building the result.

Cost per mile = Total charging cost / Miles driven

The cleanest running-cost comparison against petrol, diesel, or another EV tariff.

Home, public, and off-peak charging scenarios

A home EV charging cost estimate can be misleading if it silently assumes every mile is charged at one low overnight rate. Many drivers use mostly home charging but still add occasional workplace, destination, or rapid charging. The charging mix matters because public and rapid tariffs can be several times higher than a cheap off-peak home tariff.

The calculator therefore splits mileage into home-charged miles and away-charged miles. It reports the home portion, the away or public portion, and a blended cost per mile so you can see whether the headline monthly number still makes sense for your real charging behaviour.

The tariff scenarios are deliberately simple: all miles at the home rate, all miles at a lower off-peak comparison rate, and all miles at the away/public tariff when you enter one. That makes the impact of switching tariff or relying on rapid chargers clear without pretending to know your supplier's exact time-of-use schedule.

Comparing EV costs to petrol

Petrol running cost depends on fuel price per litre, vehicle MPG, and annual mileage. Dividing annual miles by MPG gives gallons used; multiplying by 4.546 converts UK gallons to litres; multiplying by the pump price gives the annual fuel bill.

At typical UK electricity and petrol prices, EVs cost roughly three to four times less per mile to run at home. However, public rapid charging can approach or exceed petrol costs per mile, so the proportion of home charging matters significantly.

The petrol comparison is most useful as a break-even check. If the calculator says petrol breaks even at a much higher electricity tariff than you actually pay, charging remains cheaper on the entered assumptions. If the break-even tariff is close to your public charging price, the saving depends heavily on how much of your mileage you can charge at home or off peak.

Petrol litres per year = Annual miles / MPG x 4.54609

Uses UK imperial gallons for the MPG comparison input.

Petrol cost per year = Litres per year x Petrol price per litre

Turns the comparable petrol vehicle's annual fuel use into a cost.

Break-even electricity tariff = Petrol annual cost / Annual wall kWh

Shows the per-kWh electricity price where the entered EV and petrol assumptions would cost the same.

Which efficiency number should you enter?

If your car or trip computer reports miles per kWh, enter that directly when the calculator is in miles mode. A higher miles-per-kWh number means the car travels farther on each kWh and will cost less to run at the same tariff.

If your source reports kWh/100km, switch the calculator to kilometres mode and enter the kWh/100km figure. In that format, lower is better because it means the vehicle consumes less energy to travel the same distance.

Use a realistic efficiency figure for the driving you are planning. Cold weather, motorway speed, roof boxes, payload, tyre pressure, heating, air conditioning, and elevation can all move real-world EV efficiency away from the published label figure.

Further reading

What the result can and cannot tell you

The result is strongest for household budgeting, commute planning, and comparing charging tariffs. The monthly cost, annual cost, cost per mile, and cost per 100 miles are all direct enough to compare with a fuel-cost calculator or an electricity-cost calculator.

It is not a route planner and it does not know real charger availability, idle fees, parking charges, network membership prices, demand charges, or battery preconditioning behaviour. It also treats the entered tariff as a flat per-kWh rate even though real tariffs may vary by time of day or charging network.

For a better real-world estimate, use your latest electricity bill or supplier tariff sheet for the home rate, your EV's recent trip efficiency rather than an optimistic brochure figure, and a public tariff that matches the chargers you actually use.

Further reading

Frequently asked questions

What charger efficiency should I use?

A standard 7 kW home wallbox is often around 90-92% efficient. Older three-pin plug charging can be lower, especially if the car is drawing low power for a long time. The calculator defaults to 90%, which is a reasonable planning estimate for a dedicated home charger.

How do I convert kWh/100km to mi/kWh?

Divide 100 by the kWh/100km figure, then divide by 1.609 to convert kilometres to miles. For example, 18 kWh/100km equals 100 / 18 / 1.609, or about 3.46 mi/kWh. The calculator handles this conversion automatically when you select kilometres as your distance unit.

Does this include public charging costs?

Yes, if you enter an away or public charging tariff. The home charging percentage splits your monthly mileage between home charging and non-home charging, then the calculator reports both portions and the blended total. If you only want a home-charging estimate, set home charging to 100%.

How much does it cost to charge an electric car at home?

Home charging cost depends on battery energy used, charger losses, and your electricity tariff. A practical estimate is monthly miles divided by miles per kWh, divided by charger efficiency, multiplied by your price per kWh. The calculator performs that calculation and also turns it into monthly, annual, per-mile, and per-100-mile costs.

Why is wall energy higher than battery energy?

Charging is not perfectly efficient. Cable resistance, AC-to-DC conversion, onboard charger losses, battery conditioning, and thermal management can mean the wall meter records more kWh than the battery ultimately stores for driving.

Should I use the tariff from my bill or the advertised unit rate?

Use the price per kWh that best matches the charging period you are modelling. For standard home charging, your electricity bill or tariff sheet is usually best. For overnight EV tariffs, use the off-peak unit rate only if your charging will actually happen during that off-peak window.

Is public rapid charging cheaper than petrol?

Sometimes, but not always. Home or off-peak charging is usually where EV running-cost savings are strongest. Public rapid charging can be much more expensive per kWh, so the break-even comparison depends on your EV efficiency, the rapid-charging tariff, and the petrol vehicle's MPG.

What is a good cost per mile for an EV?

A good cost per mile depends on local electricity prices and vehicle efficiency. Efficient EVs charged at home can be only a few pence or cents per mile, while high public charging tariffs can move the cost much closer to petrol. Use the blended cost per mile when your charging is split across home and public locations.

Why does the calculator ask for home charging percentage?

Because a driver who charges 90% at home and 10% on rapid chargers has a very different cost profile from a driver who relies mostly on public charging. The percentage lets the calculator reflect the charging mix instead of assuming every mile is replenished at one tariff.

Does the petrol comparison use US MPG or UK MPG?

The petrol comparison uses UK imperial MPG because the fuel price input is per litre and the calculation converts UK gallons to litres. If your source uses US MPG, convert it before using the petrol comparison.

Does this include charger installation or standing charges?

No. The calculator estimates electricity running cost only. It does not include charger installation, electrical upgrades, parking, network subscriptions, idle fees, monthly standing charges, taxes outside the entered unit rate, or maintenance.

Why might my real EV charging cost differ from this estimate?

Real cost can differ because your efficiency changes with weather, speed, tyres, traffic, heating or cooling, and payload. Tariffs can also vary by time of day, network, parking location, and membership status. Treat the result as a planning estimate, then compare it with your charger app or electricity bill after a few charging cycles.

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